Great News!
You May Have a Potential Pathway
to Study in New Zealand.
Based on your initial answers, your situation may be worth exploring further.
Whether you plan to fund your studies yourself, receive support from family or relatives,
or explore flexible tuition financing, your first step is the same:
Build the right study pathway first.
๐ What study direction may fit your goals
๐ซ What education provider options may be worth exploring
๐ฐ What your tuition investment could look like
๐ณ How your studies may potentially be funded
๐งญ What your next step could be
This is an initial educational overview, not a financing or Student Visa approval. Individual outcomes vary.
This could change how you look at your study plans.
THE REAL PROBLEM
You Don't Need More Information.
You Need To Know What To Do With It.
You've probably already searched:
Google.
Facebook.
Youtube.
School Websites.
Study Groups.
Maybe you've even watched webinars and downloaded guides.
But after all that research, you can still be left wondering:
โWhat should I actually study?โ
โWhich school should I choose?โ
โHow much will I really need?โ
โHow should I fund it?โ
โWhat should I do first?โ
Information is everywhere.
A personalized study plan is different.
BUILD THE PATHWAY FIRST
๐ START WITH THE STUDY PATHWAY โ NOT THE FUNDING.
Before deciding how to pay for your studies, you need to understand what you're actually planning to study.
01 โ YOUR GOAL
What do you want to achieve through studying in New Zealand?
02 โ YOUR COURSE
What program may fit your education, career and goals?
03 โ YOUR EDUCATION PROVIDER
Which provider options may be suitable?
04 โ YOUR TUITION
What could your education investment look like?
05 โ YOUR FUNDING PLAN
Then determine how you may fund it.
Plan first. Fund second.
EXPLORE COURSES & TUITION FEES
Want to see what you could study in New Zealand and what the tuition may look like?
Explore selected courses, education providers, and indicative tuition fees to help you understand your potential study options.
Course availability, entry requirements, and fees vary by education provider and may change without notice.
THREE WAYS TO FUND YOUR STUDIES
HOW COULD YOU FUND YOUR NZ STUDIES?
There isn't one funding route that applies to everyone.
SELF-FUNDED
You may already have savings or access to funds to cover your tuition and education costs.
FAMILY OR RELATIVE-SUPPORTED
A parent, spouse, sibling, relative, or another supporter may help fund your education.
EXPLORE FLEXIBLE FINANCING
If paying tuition upfront is difficult, depending on your circumstances, some eligible students may be able to explore flexible tuition financing through an independent finance provider.
This is where Study Now, Pay Later may be worth exploring.
NOT SURE YET?
That's okay.
You don't need to know your funding route before understanding your study pathway.
STUDY NOW, PAY LATER
IF YOU NEED TO EXPLORE FINANCING, HERE'S HOW IT MAY FIT
Study Now, Pay Later is one potential funding route for eligible students.
The general process may look like:
01 โ STUDY PATHWAY
Identify the appropriate study direction.
02 โ TUITION
Understand the education investment involved.
03 โ FINANCING EXPLORATION
Explore whether flexible tuition financing may be available.
04 โ FINANCE ASSESSMENT
The independent finance provider assesses your application.
05 โ FINANCE DECISION
The finance provider determines the outcome.
06 โ STUDENT VISA
Your Student Visa application is assessed separately.
What May Financing Potentially Cover?
Depending on the financing product and the finance provider's assessment, financing may potentially cover:
Part of tuition
A significant portion of tuition
An initial tuition deposit
Eligible university-managed accommodation
The actual amount and eligible expenses depend on the specific financing product, application, course, education provider and finance provider's requirements.
What May Be Considered?
The independent finance provider may consider factors such as:
๐ Chosen course
๐ฐ Tuition costs
๐ Income and financial documents
๐ผ Employment or business information
๐ฆ Existing financial commitments
๐ฅ Family or sponsor support
๐ Credit history
๐ก Security or collateral, where applicable
Depending on the financing product, an eligible Australian or New Zealand citizen, or an Australian or New Zealand Permanent Resident who has held permanent residence for at least three years, may potentially act as a co-signer if required.
IMPORTANT: NO FALSE PROMISES
โ ๏ธ WE'D RATHER GIVE YOU CLARITY THAN MAKE A PROMISE WE CAN'T KEEP.
Study Now, Pay Later does not mean:
Guaranteed financing approval
Guaranteed Student Visa approval
Everyone qualifies
Financing is automatically suitable for everyone
Financing is assessed independently by the finance provider.
Student Visa approval is a separate assessment.
Individual outcomes vary.
OPTIONAL RECORDED WEBINAR
๐ฅ PREFER TO WATCH INSTEAD?
You don't need to sit through a 30-minute live webinar to understand the basics.
We've already summarized the key information on this page.
But if you'd rather hear the full explanation, you can watch the recorded session.
The recording covers:
How Study Now, Pay Later works
How financing may be assessed
What financing may cover
Why your study pathway should come first
The recording is optional. You don't need to watch it before booking your assessment.
NOW MAKE IT YOUR PLAN
You've now seen the general pathway.
But there's one problem:
General information isn't YOUR plan yet.
You still need to know:
๐ What should I study?
๐ซ Which provider should I consider?
๐ฐ What could my education investment look like?
๐ณ Which funding route may make sense for me?
๐ When should I start?
๐งญ What should I do next?
๐ก Available security or collateral (where applicable)
That's where personalized guidance becomes valuable.
THE โฑ500 one-on-one ASSESSMENT
TURN YOUR QUESTIONS INTO A STUDY PLAN
โฑ500 Personalized Study Pathway Assessment
During your assessment with a Licensed Education Counsellor, you'll explore:
๐ YOUR STUDY PATHWAY
A recommended study direction based on your goals and background.
๐ซ EDUCATION PROVIDER OPTIONS
Suitable New Zealand education provider options to consider.
๐ฐ ESTIMATED TUITION INVESTMENT
A clearer understanding of your likely education costs.
๐ณ YOUR FUNDING ROUTE
Discuss your potential funding direction:
Self-funded,
Family/relative-supported, or
Flexible financing may be worth exploring.
๐งญ YOUR NEXT STEPS
A personalized action plan based on your situation.
WHAT IF FINANCING ISN'T RIGHT FOR YOU?
That's okay.
Your assessment isn't dependent on financing.
Whether you plan to self-fund, receive family support, or explore financing, you can still gain:
Greater clarity about your study options
Education provider options
Estimated tuition
A clearer study direction
A clearer study direction
The goal isn't to sell you financing.
The goal is to help you plan your study journey.
DON'T GIVE UP BEFORE YOU KNOW YOUR OPTIONS.
You don't have to decide today whether New Zealand is right for you.
You don't have to know exactly how you'll fund it yet.
And you don't have to assume financing will or won't work.
First, understand your study pathway.
Then determine the most appropriate way to fund it.
๐ READY TO PLAN YOUR NZ STUDY PATHWAY?
Your โฑ500 assessment includes:
๐ Recommended study pathway
๐ซ Education provider options
๐ฐ Estimated tuition investment
๐ณ Funding guidance
๐งญ Personalized next steps
Whether you're:
๐ฐ Self-funded
๐จโ๐ฉโ๐งโ๐ฆ Family/relative-supported
๐ณ Exploring financing
๐ IMPORTANT
Your initial eligibility snapshot is not a financing approval, Student Visa approval, or guarantee of eligibility. Study Now, Pay Later is subject to the requirements and assessment of the independent finance provider. Financing and Student Visa decisions are separate. Individual outcomes vary. The assessment provides education guidance and personalized study planning based on the information available at the time.
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